Mortgage Center

Welcome to Rockford Real Estates Mortgage Center. We at Rockford Real Estate are dedicated to providing you with the full spectrum of services whether you are buying or selling your home. One of the first things you must do when you are looking to buy a new home is to find out how much home you can afford.  We have an excellent tool to provide you with a rough estimate, but you must still obtain a mortgage prequalification to be sure. 

Obtaining a Rockford mortgage prequalification and, in the later stage, a pre-approval letter are vital to the final contract negotiation stage of any Rockford real estate transaction. A timely pre-approval letter can mean the difference between refusal and acceptance of an offer. Working with the right mortgage lender in Rockford is also an important part of this transaction.   We work with several of the areas leading lending institutions; please feel free to contact us for a list of our suggested lenders. We put forth a group effort to serve all of your real estate needs, including finding you the lowest mortgage rates available in the Rockford area. Our ultimate goal is to make your Rockford real estate transaction as enjoyable as possible.
Tools for Buyers and Sellers
Our Mortgage Center & Financial Calculators can answer your questions through informative articles & financial tools.  Barb can refer you to a lender to help you with information about your mortgage, affordability, interest rates, property taxes, credit rating, standard costs, & insurance.
Rent vs Buy- This form will help you decide whether renting a home or buying a home would make the most sense for you.  If you are not sure whether are ready to buy, Rockford Real Estate can help you determine what you need to do to prepare.
CMA - Check out our Comparative Market Analysis tool here.
Barb Erdmier - Rockford Homes Club Credentials